Keys to de-stressing your mortgage “Don’t sail out farther than you can row back.” This Danish saying is sound advice for anyone thinking of borrowing to buy a home, particularly now that interest rates are low and house prices are generally rising in most metropolitan centres of Australia. According to a paper1 for the Centre of Policy Development and University […]
Read more
Read more
Going deep with diversification The principle of solid investment diversification is one of the fundamentals of money management. It isn’t complicated, either – investors reduce their risk by spreading their assets across a range of markets and exposures. But what about the complexities of diversification? For instance, Warren Buffett, hailed as one of the world’s greatest investors, has been […]
Read more
Read more
Tax and the family home Australians love property and for the property owners among us, it’s been a nice feeling watching market values rise. It’s worth remembering though, the tax man could want a share if you sell. Unless the property is your primary residence, you could find capital gains tax (CGT) taking a cut of your profits. CGT applies […]
Read more
Read more
Buying a business Set yourself up for success Many of us dream of running our own business, with all the independence and satisfaction that offers. While striking out on your own can be personally and financially rewarding, getting off to a good start is crucial to success. So if you are seriously thinking about becoming your own boss […] Read more