7 Essential tips for buying your first home
7 Essential tips for buying your first home 1. Get into a ‘mortgage payment’ pattern ASAP You may have already been saving for a house, or paying rent towards a property, but the psychology of these payments can be very different to servicing a mortgage. It is easy to get complacent with a savings plan and say to yourself “Not this month, its […]
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8 ways to transform your finances in 2015
8 ways to transform your finances in 2015 The start of a new year is an ideal opportunity to give your finances a makeover. Regardless of whether you are a young wealth accumulator saving for a house, a single or double income family educating children and slogging away at your mortgage, or a retiree slowing down to enjoy the simpler things in life, […]
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Cost of living increases, future retirees will need to save more according to ASFA Retirement Standa
Cost of living increases, future retirees will need to save more according to ASFA Retirement Standa The September quarter Retirement Standard was released by  the Association of Superannuation Funds of Australia (ASFA) late last week, and the news isn’t positive for retirees. According to the statistics, in order to live a comfortable lifestyle in retirement single retirees will need to spend $767 more per year than this time last year, and couples will […]
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Why independent financial advice is the best choice for successful professionals in Melbourne
Why independent financial advice is the best choice for successful professionals in Melbourne With the average net worth of Australians growing beyond any levels we have previously experienced, higher income opportunities available to many and property prices in many capital cities growing at astronomical rates, it is more important than ever to seek the right financial advice. The right kind of advice can positively impact on so many […]
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Can self-funded retirees access a concession card?
Can self-funded retirees access a concession card? Many self-funded retirees are surprised to learn that they may qualify to receive a concession card upon ceasing work, despite not qualifying for any Government Age Pension or DVA payments. Most Centrelink benefits require applicants to meet income and/assets tests before they can qualify for a benefit, and whilst the Commonwealth Seniors Health Care card […]
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