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Over age 31? Lifetime Health cover loading info you need to know Lifetime Health Cover (LHC) is a Federal Government initiative designed to encourage people to take out hospital insurance earlier in their life and to maintain their cover throughout. In summary, if you don’t have private health insurance by the 1 July following your 31st birthday, you will be penalised with an extra 2% loading on […]
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Investment Property owners: understand how valuations can affect your tax Estimates are most commonly used in apportioning expenses between private and business use. More important however is the use of valuations to work out the cost of transactions that are not at arm’s-length or when no actual cash changes hands. A common example is in respect of property transactions. Why are valuations in property transactions important for […]
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Life Event: How much does a wedding cost? It’s the biggest day of your life to-date, and it’s been months or even years in the making. Countless hours (or even days!) of planning, buying, meeting, choosing and celebrating, all lead up to that perfect day that is your wedding. Your wedding day can be as cheap or expensive as you want it to […]
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Steps to financially survive losing your job. Losing your job isn’t just about your career. It can have a far reaching effect on your bank balance, your health and your self esteem. There are so many considerations and thoughts that will be running through your head at this time. It is therefore imperative to compartmentalise each aspect and break down the future piece-by-piece. Your […]
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Beware of Superannuation Scams We keep hearing from the media that money scammers are becoming more and more crafty. Both the ‘bank fee refund’ and the ‘ATO debt collection’ scams have garnered significant attention recently as a result of the sophisticated techniques and powers of persuasion used on unsuspecting victims. Superannuation scammers have been around for many years in various forms, and […]
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