Independent Financial Adviser
Independent Financial Adviser
Changes to Superannuation limits & saving for retirement Australians are constantly being told they are not saving enough for their retirement. The argument goes that unless you have enough saved in superannuation you will be forced to rely on the Age Pension. But this is not the whole story. Super is undoubtedly the most tax-effective vehicle for retirement savings, despite constant government tinkering […]
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Separating your finances No one enters into marriage expecting to divorce, but it’s a fact of life for many couples. One in three Australian marriages will end in divorce, after an average of 12 years.i In that time, couples are likely to have intertwined their finances, taken out a mortgage and perhaps had one or more children. The […]
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The Australian economy under Donald Trump’s Presidency The new President elect of the United States is 70 year old, Donald John Trump. There will be much written and said about his victory over the short and medium term. I will only share a few political points before turning the attention of this Blog to Investments, and what a Trump Presidency could mean […]
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Aged care changes and the family home Decisions around aged care are always difficult and emotional. From the start of next year they are likely to get even more complex, with both the Age Pension and aged care sectors set for another shake-up. Currently, many people entering aged care choose to keep their former home and rent it out to help with […]
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Property: Rent, buy or invest? Buying a home has been heralded as the way to get ahead for generations of Australians. But with housing affordability a rising concern for would-be first home buyers and their parents, many younger Australians are beginning to weigh up whether it’s better to buy, rent or invest in residential property. Despite record low interest rates, […]
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