What are the differences between ETFs and LICs? And why are investors flocking to them? One of the golden rules of investing is diversification, but that can be difficult to achieve when you are just starting out or have limited funds to tap into a world of opportunities. Which is why investors have been flocking to exchange-traded funds (ETFs) and listed investment companies (LICs). ETFs and LICs are like managed […]
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Smart investing: using dividends to increase returns The study of behavioural finance tells us people prefer a small certain reward today than a bigger uncertain one in future. That’s certainly true of share investors over the past decade. Against a backdrop of low interest rates and slow economic growth, investors have looked for dividends in ‘safe’ companies rather than big capital gains […]
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Maddern Financial Advisers shortlisted for Optus My Business Awards 2017! Maddern Financial Advisers are excited to announce that they have been shortlisted for the prestigious Optus My Business Awards for a second consecutive year. A local business covering independent financial and accounting advice, is in the running to take out one of Australia’s longest-standing business awards program. Maddern Financial Advisers has been shortlisted as a finalist to win the award in the Finance Business of the Year category at […]
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How to be prepared for climbing interest rates Interest rates have been low for so long it’s tempting to think low rates are the new normal. So when the Reserve Bank suggests that a cash rate of 3.5 per cent is the new ‘neutral’, people take notice. Even the Prime Minister warned Australian householders to prepare for higher interest rates ahead.i The official […]
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Life insurance inside or outside super? If you’ve got super, chances are you’ll have some default insurance included and the option to buy more at an attractive price. It’s a cost effective way to get a basic level of cover, but holding insurance inside super does have some downsides. Forms of superannuation insurance There are three types of insurance you can […]
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