Financial Planning
Changes to Superannuation limits & saving for retirement Australians are constantly being told they are not saving enough for their retirement. The argument goes that unless you have enough saved in superannuation you will be forced to rely on the Age Pension. But this is not the whole story. Super is undoubtedly the most tax-effective vehicle for retirement savings, despite constant government tinkering […]
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Separating your finances No one enters into marriage expecting to divorce, but it’s a fact of life for many couples. One in three Australian marriages will end in divorce, after an average of 12 years.i In that time, couples are likely to have intertwined their finances, taken out a mortgage and perhaps had one or more children. The […]
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The Australian economy under Donald Trump’s Presidency The new President elect of the United States is 70 year old, Donald John Trump. There will be much written and said about his victory over the short and medium term. I will only share a few political points before turning the attention of this Blog to Investments, and what a Trump Presidency could mean […]
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Where is the best place to stash your cash?-1 Australia’s historically low interest rates are great news for borrowers but a headache for savers. Whether you are a young single saving for a home deposit, a family saving for future education costs or a retiree seeking income, the hunt is on to find the best return on your savings. In a recent survey by […]
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Declare what you share With living costs rising every day, many people are keen to earn some income on the side using the flexible opportunities created by the new sharing economy. Digital platforms like ride-sourcing app Uber, or Airtasker for odd jobs and deliveries, are making it easier than ever for buyers and sellers to connect. Remember it’s income, […]
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