Retirement and the impact of home ownership
Retirement and the impact of home ownership Owning your own home has long been the Australian dream but after years of strong house price growth it’s becoming less of a reality for many. This has major implications for retirement planning. The major factor behind the shifting approach to home ownership is the prohibitive price of property, particularly in Sydney and Melbourne. As […]
 Read more
10 years later – Lessons learned from the Global Financial Crisis
10 years later – Lessons learned from the Global Financial Crisis It’s been a decade since the market crash known as the Global Financial Crisis rocked the investment world. At the time investors could only watch in disbelief as 50 per cent was wiped off the value of their shares. Arguably, the actions those investors took are still reverberating today. Which begs the question: what are […]
 Read more
Where is the best place to stash your cash?
Where is the best place to stash your cash? Australia’s historically low interest rates are great news for borrowers but a headache for savers. Whether you are a young single saving for a home deposit, a family saving for future education costs or a retiree seeking income, the hunt is on to find the best return on your savings.  In a recent survey by […]
 Read more
What are the differences between ETFs and LICs? And why are investors flocking to them?
What are the differences between ETFs and LICs? And why are investors flocking to them? One of the golden rules of investing is diversification, but that can be difficult to achieve when you are just starting out or have limited funds to tap into a world of opportunities. Which is why investors have been flocking to exchange-traded funds (ETFs) and listed investment companies (LICs). ETFs and LICs are like managed […]
 Read more
Smart investing: using dividends to increase returns
Smart investing: using dividends to increase returns The study of behavioural finance tells us people prefer a small certain reward today than a bigger uncertain one in future. That’s certainly true of share investors over the past decade. Against a backdrop of low interest rates and slow economic growth, investors have looked for dividends in ‘safe’ companies rather than big capital gains […]
 Read more